Unhealthy Coping Behaviors: People experiencing financial stress can be more likely to numb(使麻木) their anxiety by drinking, smoking, overeating and practicing other unhealthy coping behaviors. This in turn leads to more stress.
Less Money For Self-Care: With less money in the budget(预算), people who are already under financial stress tend to cut corners(抄近路) in areas like health care to pay for basic necessities like food. Small problems can go unchecked and turn into larger problems. This also leads to more stress.
Lost Sleep: When under financial stress, people often experience trouble sleeping, which can add up to a sleep deficit, impairing(impair: 削弱) immune functioning(免疫功能) and cognitive(认知的) abilities, causing additional moodiness(喜怒无常), and more.
Unhealthy Emotions: Credit card debt can cause unhealthy emotions that can take a toll(损耗) on health. People can experience anxiety, frustration and a sense of hopelessness as the debt piles up and increasing amounts of money are needed just to pay the interest. This causes additional stress, which compounds with(混合) the stress from poor coping and self-neglect, to become a menacing amount of stress.
It’s no wonder financial stress is on
Find Out Where You Stand: Do you have a major money problem, or is your situation relatively under control? Ask yourself these questions and find out how much help you need to get on the right track.
Learn About Implementing Systems That Can Help: Find out why budgets are imp
Work Toward Getting Out of Debt: Getting out from under credit card debt is much easier with a plan. Here’s a three-step approach that can help you.
Learn How to Save Money and Cut Costs: Keeping a budget and working toward reducing what you owe is easier if you have more money.
As you work on improving your financial situation, you can reduce stress by practicing stress-reducing techniques and making other changes to create a low-stress lifestyle. By following the advice and making lifestyle changes, the burden of financial stress can soon be a thing of the past!
Follow Your Dream （4）
I have a friend named Monty Roberts who owns a horse ranch in San Ysidro. He has let me use his house to put on fund-raising events to raise money for youth at risk programs.
The last time I was there he introduced me by saying, "I want to tell you why I let Jack use my house. It all goes back to a story about a young man who was the son of an itinerant horse trainer who would go from stable to stable, race track to race track, farm to farm and ranch to ranch, training horses. As a result, the boy's high school career was continually interrupted. When he was a senior, he was asked to write a paper about what he wanted to be and do when he grew up.
"That night he wrote a seven-page paper describing his goal of someday owning a horse ranch. He wrote about his dream in great detail and he even drew a diagram of a 200-acre ranch, showing the location of all the buildings, the stables and the track. Then he drew a detailed floor plan for a 4,000-square-foot house that would sit on a 200-acre dream ranch.
"He put a great deal of his heart into the project and the next day he handed it in to his teacher. Two days later he received his paper back. On the front page was a large red F with a note that read, `See me after class.'
"The boy with the dream went to see the teacher after class and asked, `Why did I receive an F?'
I am a firm believer in the power of the mind. I believe that what you think is what will be. I believe in The Secret (although I'm not sure about getting jewelry by believing it). I have found a guy that I really like. His name is Clay Nelson and he's a life coach. I've received a set of 3 of his CDs and I have to tell you they are pretty amazing.
The CD set has 3 discs. It's called "Getting Started Series, Having a Say in How Your Life Turns Out." I love that title. I absolutely believe that how your life turns out is in your control. I can pretty much trace back every thing that's going on now with decisions I made in the past. I've controlled it all.
The 1st disc is "Creating Your Purpose." In this disc he takes you through how to develop your own purpose statement for your life. I haven't done this yet but I plan to after I listen to the CD a couple of more times.
The 2nd disc is "How to Let Fear Serve You." This is really powerful and it really spoke to me. I have a habit of letting fear rivet me to a spot (either physically or psychologically). In here he explains a lot about fear and how to take it's power away. I loved this on
The 3rd disc is "Commitment." Not necessarily to other people but to yourself and how you want to live your life. He explains the difference between commitment and involvement. Imagine a breakfast of eggs and bacon. The chicken was involved in the breakfast, the pig was committed. I love that. This subject ties in with disc 2 and the fear.
All three of these discs are powerful and very informative. I've listened to all 3 of them twice so far and each time I hear something new. I plan on listening to them again and sitting down and developing my purpose statement.
These discs would be really helpful to athletes. You could focus this on sports and use it to make yourself a better athlete. That's how I'm going to use them. That's the kind of person I want to be and these are going to help me be that person.